PDS analysis
Definitions, exclusions, sub-limits and conditions — extracted, structured and ready to query.
✓ Section 4.2 — Property damage ✓ Section 7.1 — Cyber exclusions ✓ Schedule of benefits
Insurance Advice is the AI workbench Australian brokers, underwriters and risk managers use to read Product Disclosure Statements, compare coverage and ship advice their clients can trust.
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Not a chatbot. A specialist workbench that handles the unglamorous parts of advice — so you can spend your time on the parts that actually move the needle for clients.
Upload any Product Disclosure Statement. We extract definitions, exclusions, conditions and key benefits with citations to the source page.
Run multiple PDSs through the same lens and surface coverage gaps, sub-limits and excess differences instantly.
Every answer is grounded in the source document. Click a citation to jump straight to the clause — no hallucinated coverage.
Six things you currently do by hand. We do them in seconds, with citations.
Definitions, exclusions, sub-limits and conditions — extracted, structured and ready to query.
✓ Section 4.2 — Property damage ✓ Section 7.1 — Cyber exclusions ✓ Schedule of benefits
Compare three insurers' PDSs on the same risk in one view.
Insurer A | Insurer B | Insurer C $5M | $10M | $5M excl. | incl. | excl.
Ask plain-English questions, get answers cited to the exact clause.
Q: Does this cover ransomware? A: Yes, §6.4(b). Sub-limit $250k.
Every query, every answer, every citation — logged for AFSL compliance.
[14:02] J. Baynham asked … [14:02] Cited §3.1, §5.4 [14:05] Exported to PDF
We surface the exclusions that matter for this risk — before they bite.
⚠ Cyber act exclusion (§9.1) ⚠ Pollution sub-limit ⚠ Worldwide ex US/CA
Client-ready summaries that say what the policy actually does — and what it doesn't.
Covers: … Limits: … Doesn't cover: …
PDF, scanned PDF, or pasted URL. We handle multi-hundred-page documents and complex policy schedules.
Sections, schedules, definitions, exclusions and sub-limits get extracted and indexed. Citations link back to the source.
Run the questions that matter for this risk. Compare against other PDSs. Export a client-ready summary.
Get started in under a minute. No credit card required for the free tier.